Services

Reverse Mortgages

Worried about whether you can ever make a purchase with debts and bills accumulating all around you?

Do you feel overwhelmed by the amount of collectors calling and mortgage and property taxes trailing after you?

Well worry no further

At AmeriVerse Mortgage, we specialize in analyzing financial needs and capabilities, thus providing financial solutions and assistance for clients with bruised credit or bank refusals.

Working in collaboration with a growing network of financial and lending institutions, we can assure you that we will be able to meet your needs. We can provide you the help and support you will need to get right back onto the path to financial freedom.

- Are you currently in an unstable employment? - Going through damaged credit? - Are you behind on your mortgage payments, property tax or income tax? - Have you declared past bankruptcies?

Rest assured we tread through different and alternative paths in order to provide solutions and assistance for all credit types and financial and employment situations. No matter what credit application rejection you may have gone through in the past, do not hesitate to contact Jon in order to find out what other options lay in store for you.

First Time Buyers

Buying your first home is a wonderful experience. We take pride in helping first-time home buyers navigate the process of getting pre-qualified and ultimately approved for their new home loan. We understand that sometimes the loan process can be confusing, but it is a necessary part of buying your home. Because this is the biggest single purchase that you may ever make, we educate you as we take you through the mortgage process. We believe that the better educated you are about all the mortgage options, the better decision you can ultimately make.

- We will educate you on your credit score and what the lending guidelines are.

- We will then discuss your budgetary goals and find a suitable mortgage payment for your situation.

- We then go out on your behalf and negotiate the best mortgage options from over 30 different lenders (this includes all major banks).

- We then deliver all the options to you, and through education and our years of experience we select the mortgage that is best for you.

- Are you currently in an unstable employment? - Going through damaged credit? - Are you behind on your mortgage payments, property tax or income tax? - Have you declared past bankruptcies?

Your first foray into buying a home can be confusing and overwhelming with the number of mortgage product choices, and available options. AmeriVerse Mortgage has over 20 years of direct experience in assisting you through the maze of lender options, terminologies and mortgage documentation. Jon can help you very quickly attain a mortgage pre-approval that will strengthen your position in negotiating a purchase price for your home.

Damaged Credit

Worried about whether you can ever make a purchase with debts and bills accumulating all around you?

Do you feel overwhelmed by the amount of collectors calling and mortgage and property taxes trailing after you?

Well worry no further

At AmeriVerse Mortgage, we specialize in analyzing financial needs and capabilities, thus providing financial solutions and assistance for clients with bruised credit or bank refusals.

Working in collaboration with a growing network of financial and lending institutions, we can assure you that we will be able to meet your needs. We can provide you the help and support you will need to get right back onto the path to financial freedom.

- Are you currently in an unstable employment? - Going through damaged credit? - Are you behind on your mortgage payments, property tax or income tax? - Have you declared past bankruptcies?

YRest assured we tread through different and alternative paths in order to provide solutions and assistance for all credit types and financial and employment situations. No matter what credit application rejection you may have gone through in the past, do not hesitate to contact Jon in order to find out what other options lay in store for you.

Home Equity–LOC

Rearranging your finances, whether it be your existing mortgage balance, making use of your Home Equity for whichever purpose you may wish to do so, is refinancing that needs strategic financial planning. Whichever your choice, this is a financial decision that necessitates the assistance of a mortgage expert to ensure that you get the best possible deal from the numerous options that are available.


- Would you like to decrease your monthly payment?

- Consolidate your debt?

- Planning to renovate?

- Do you wish to draw cash out of your home?

- Do you want to increase your flexibility with a credit line or perhaps break your mortgage?


If you want to say “yes” to any of the items listed above, AmeriVerse Mortgage can help!

New to USA?

If you have a valid work visa or confirmation of application for Permanent Residency, full-time employment, credit references from your home country and down payment means from your own resources, then you may be qualified enough to obtain your own new home sooner than you think.

For new immigrants who may have a bit more of a complicated situation with their respective finances (e.g., no credit history, bankrupt or recent discharges, no verifiable income, etc.), despair not. You can still make your dreams of home ownership a reality.

Traditional financial institutions may fail you, but non-traditional or private lenders may just be the answer to your dilemma. AmeriVerse Mortgage can assist you in obtaining a possible mortgage, regardless of your financial standing.

Granted that these alternative means may ask for higher rates and fees but the end should greatly justify it when you land the dream home of your own.

New to USA?

A second mortgage can be used to reduce monthly payments, provide funds for a home renovation or just too simply free up cash should you need it: pretty much for whichever reason you should choose.

Akin to a home equity loan, the lender will secure a second mortgage on the property as security. Since second mortgage lenders are at a higher risk of loss in case of default the interest rates on second mortgages are higher than those rates charged on first mortgages.

You can also employ a second mortgage for consolidating credit card debts. This can reduce the monthly payments, reduce your overall interest rates and payments and transform monthly compound interest to semi-annual interest. Furthermore, it is better to use these funds for heavier expenses, as the repayment amount can be higher than the original mortgage..

Repeat Home Buyers

If you are a repeat buyer, you should know what your available options are. With an evolving mortgage marketplace you cannot just assume that your current lender will automatically allow you to transfer or increase or renegotiate your current mortgage. Over the last several years there have been dramatic changes in the mortgage industry that can affect your ability to qualify for new financing. You need to be on aware of these changes, and their effect on your application in order for you to make a decision. Your new mortgage application is fitted to your present situation financial standing along with the new mortgage guidelines. Jon can help you through the entire process!